Identify theft is a growing problem in the UK that everyone is susceptible to, and his pack provides a range of documents for dealing with the possibility of identity theft and the damage to your credit rating that can arise as a result. It provides templates for you to contact banks and financial institutions to both report suspicious activity on your accounts and to take the steps needed to check your credit rating and put the problem right. See the individual information associated with each document in this pack for a full description of their use.
Using this service you will be taken through a series of questions online and from the information you provide your document will be created for you on screen. You can then save and/or print the document.
This is a package of letters that is designed to help a user take appropriate action to correct bad data in their credit files following on from an identity theft. Before using this document you need to use our "Request for credit files" document to produce the letters to credit reference agencies to obtain your Statutory Credit Reports. YOU CANNOT USE THIS DOCUMENT WITHOUT YOUR STATUTORY CREDIT REPORTS. In your Statutory Credit Report, there should have been credit agreement(s) in your name which you yourself did not sign, otherwise, you should use the document "Credit rating repair".
You should use this document to obtain a copy of your Statutory Credit Files to find out if there is incorrect information in your files, whether this is due to identity theft or error. The document will create the three letters you need to send to the three main credit reference agencies- Experian, Equifax and Callcredit. You will need to send a cheque for £2 to each reference agency with your letter. When you receive your files, you should use our "Credit rating repair" and "Identity recovery" documents, as appropriate, to fix your credit rating.